Purchasing new items to use within your home may alter the insurance coverage you need. Consider the categories below. If you own items that fall into one or more of the categories, consult with an agent who serves Chino, CA to receive assistance with modifying your home insurance policy.
Electronics
Electronics are susceptible to damage from rain, sleet, and snow. They are also at risk of being stolen. Consider the type of electronics that you own.
If you do not have adequate storage or security, adding the new equipment to your existing insurance policy is in your best interest. Write down the model number for each type of equipment you own. The numbers can be submitted when your insurance policy is updated.
Furniture
Furniture can be damaged by flooding, plumbing leaks, and smoke. It is also at risk of being vandalized or stolen. Prepare a list of the furnishings that you have recently invested in.
Take note of the condition of each item. The condition of the furnishings may influence how much insurance coverage you seek. If you own anything in mint condition, for example, you may need more coverage for this item than some of your other items.
Artwork
Artwork can be pricey and difficult to replace. For instance, if you own any limited pieces, you may want to seek insurance coverage. Have your artwork appraised. Use the appraisal information to guide you when updating your home insurance policy.
Contact Providence First Insurance Services
Once you have reviewed the high-ticket items that you own, consult with a Providence First Insurance Services agent. An agent will determine how much coverage you need to add to your existing home insurance policy.
